Question 1

How old do you have to be to get a debit card?

Accepted Answer

Age requirements vary by bank. You typically need to be 18 to get a debit card independently. Minors (usually ages 13-17) can get a debit card through a joint account with a parent or guardian, or through teen checking accounts offered by many banks. Some banks offer cards for children as young as 6 with parental controls.

Question 2

What is IBAN number?

Accepted Answer

IBAN (International Bank Account Number) is a standardized international numbering system for bank accounts, used primarily in Europe and other countries. It contains up to 34 characters identifying country, bank, and account.

Question 3

What is minimum balance requirement?

Accepted Answer

Minimum balance is the lowest amount you must maintain in your account to avoid fees or earn interest. Requirements vary by account type and bank, ranging from $0 to $10,000 or more for premium accounts.

Question 4

How do I read a bank statement?

Accepted Answer

Start with account summary showing opening/closing balance. Review each transaction chronologically noting date, description, debits (withdrawals), credits (deposits), and running balance. Check for errors or unauthorized transactions.

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Frequently Asked Questions

How old do you have to be to get a debit card?

What is IBAN number?

What is minimum balance requirement?

How do I read a bank statement?

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