Calculate your wealth-building potential using Dave Ramsey's proven investment principles. This free calculator helps you visualize how consistent investing and compound interest can transform your financial future over time.
Dave Ramsey recommends investing 15% of your household income into retirement accounts after becoming debt-free (except mortgage) and building a 3-6 month emergency fund. He typically uses a 12% average annual return based on the S&P 500's historical performance. While past performance doesn't guarantee future results, this calculator helps you plan your financial future with realistic projections.
Dave Ramsey uses 12% based on S&P 500 historical averages
Common questions about Dave Ramsey's investment strategy and using this calculator
This calculator is for educational and illustrative purposes only. It does not constitute financial advice. Investment returns can vary significantly and past performance does not guarantee future results. The 12% return rate used by Dave Ramsey is based on historical S&P 500 averages but actual returns may be higher or lower. Consider consulting with a qualified financial advisor before making investment decisions.
Use our mortgage calculator to estimate your monthly payments and see how much house you can afford with Dave Ramsey's recommended guidelines.
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