Terms of Service

Last Updated: July 30, 2025

1. Acceptance of Terms

By accessing or using the AI Bank Statement service ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

2. Description of Service

AI Bank Statement provides an online platform that converts PDF bank statements to Excel/CSV format using artificial intelligence. The Service is provided "as is" and we make no guarantees regarding accuracy, completeness, or timeliness.

3. User Responsibilities

As a user of the Service, you agree to:

  • Provide accurate and complete registration information
  • Maintain the confidentiality of your account credentials
  • Use the Service only for lawful purposes
  • Not upload content that contains viruses or malicious code
  • Not attempt to reverse engineer or disrupt the Service
  • Comply with all applicable laws and regulations

4. Intellectual Property

All content and technology comprising the Service, including all software, designs, text, graphics, and the selection and arrangement thereof, are the proprietary property of AI Bank Statement or its licensors and are protected by copyright and other intellectual property laws.

5. User Content

You retain ownership of any documents you upload to the Service. By uploading content, you grant us a limited license to:

  • Process and convert your documents as part of the Service
  • Store your documents temporarily to provide the Service
  • Use aggregated, anonymized data to improve our algorithms

We automatically delete all uploaded documents immediately after processing is complete.

6. Payments and Refunds

For paid subscription plans:

  • Fees are billed in advance on a monthly basis
  • All payments are non-refundable except as required by law
  • We may change subscription fees with 30 days notice
  • Unused pages do not roll over to the next billing period

7. Account Termination

You may cancel your account at any time. We reserve the right to suspend or terminate your account if you violate these Terms. Upon termination, your right to use the Service will immediately cease.

8. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT THE RESULTS OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE.

9. Limitation of Liability

IN NO EVENT SHALL AI BANK STATEMENT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNTS PAID BY YOU TO US IN THE 12 MONTHS PRECEDING THE CLAIM.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes through the Service or via email. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

12. Contact Information

For any questions about these Terms, please contact us at:

Email: burstneuron1729@gmail.com