Question 1

How do I find the statement date on my credit card?

Accepted Answer

The statement date (or closing date) is typically shown at the top of your credit card statement, often labeled as 'Statement Closing Date' or 'Billing Cycle End Date.' It's the last day of your billing period. You can also find it in your online account under statement details or by calling your card issuer.

Question 2

What is cash flow management?

Accepted Answer

Cash flow management involves monitoring money coming in (income) and going out (expenses) to ensure you have enough to cover obligations. Bank statements provide the data needed to analyze and improve cash flow.

Question 3

How old do you have to be to get a debit card?

Accepted Answer

Age requirements vary by bank. You typically need to be 18 to get a debit card independently. Minors (usually ages 13-17) can get a debit card through a joint account with a parent or guardian, or through teen checking accounts offered by many banks. Some banks offer cards for children as young as 6 with parental controls.

Question 4

What is an escrow account for a mortgage?

Accepted Answer

An escrow account is managed by your lender to pay property taxes and homeowners insurance on your behalf. You pay a portion of these costs with each monthly mortgage payment, and the lender disburses funds when bills are due. This ensures these important expenses are paid on time and helps you budget by spreading costs throughout the year.

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Frequently Asked Questions

How do I find the statement date on my credit card?

What is cash flow management?

How old do you have to be to get a debit card?

What is an escrow account for a mortgage?

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