Question 1

What is a VA loan?

Accepted Answer

A VA loan is guaranteed by the Department of Veterans Affairs for eligible military service members, veterans, and surviving spouses. Benefits include no down payment required, no mortgage insurance, competitive interest rates, and limited closing costs. The VA doesn't lend money directly but guarantees loans made by approved lenders, reducing their risk.

Question 2

Can I rent a car with a debit card?

Accepted Answer

Yes, you can rent a car with a debit card, but policies vary by rental company. Many require additional documentation (like proof of insurance, a credit check, or utility bills), a larger deposit, and may restrict vehicle selection. Some companies only accept debit cards for local rentals. Credit cards are generally preferred by rental agencies.

Question 3

How do I track spending categories?

Accepted Answer

Export bank statements to Excel or CSV, categorize transactions (groceries, utilities, entertainment), use budgeting apps that auto-categorize, or manually review statements monthly to understand spending habits.

Question 4

How old do you have to be to get a debit card?

Accepted Answer

Age requirements vary by bank. You typically need to be 18 to get a debit card independently. Minors (usually ages 13-17) can get a debit card through a joint account with a parent or guardian, or through teen checking accounts offered by many banks. Some banks offer cards for children as young as 6 with parental controls.

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Frequently Asked Questions

What is a VA loan?

Can I rent a car with a debit card?

How do I track spending categories?

How old do you have to be to get a debit card?

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