Question 1

What is a wire transfer?

Accepted Answer

A wire transfer is an electronic method of transferring money from one bank account to another, domestically or internationally. It's fast, secure, and typically processed within hours but may involve fees.

Question 2

What is an electronic debit card?

Accepted Answer

An electronic debit card (also called an EBT card or e-debit) typically refers to cards used for government benefits like SNAP (food stamps) or cash assistance. It works like a regular debit card but accesses benefit funds rather than a personal bank account. The term can also refer to any standard debit card used for electronic transactions.

Question 3

What is a chargeback?

Accepted Answer

A chargeback reverses a credit card transaction, returning funds to your account. Request chargebacks for unauthorized charges, goods not received, defective products, or merchant fraud. The process can take 60-90 days.

Question 4

How do I read a credit card statement?

Accepted Answer

To read your credit card statement: check your statement balance (total owed), note the payment due date and minimum payment, review all transactions for accuracy, look at fees and interest charges, check your credit limit and available credit, and verify your rewards or points earned. Pay attention to the grace period to avoid interest.

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Frequently Asked Questions

What is a wire transfer?

What is an electronic debit card?

What is a chargeback?

How do I read a credit card statement?

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