Question 1

What is principal and interest on a mortgage?

Accepted Answer

Principal is the amount you borrowed for your home, while interest is the cost of borrowing that money. Your monthly mortgage payment typically includes both. Early in the loan, most of your payment goes toward interest. Over time, more goes toward principal. This is called amortization. Property taxes and insurance may also be included in your payment.

Question 2

How do international wire transfers work?

Accepted Answer

International wires transfer money between banks in different countries using SWIFT network. You need recipient's SWIFT code, account number, bank details, and address. Transfers take 1-5 days and involve fees from both banks.

Question 3

Are bank statement converters accurate?

Accepted Answer

Modern AI-powered converters achieve 95%+ accuracy by recognizing various bank formats, handling different date formats, currencies, and transaction types. Always verify converted data for critical financial decisions.

Question 4

Can I convert PDF bank statements to Excel?

Accepted Answer

Yes, you can convert PDF bank statements to Excel using specialized conversion tools, AI-powered converters, or manual data entry. Automated tools provide faster and more accurate conversion with proper formatting.

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Frequently Asked Questions

What is principal and interest on a mortgage?

How do international wire transfers work?

Are bank statement converters accurate?

Can I convert PDF bank statements to Excel?

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