Question 1

What is a statement balance on a credit card?

Accepted Answer

The statement balance is the total amount you owed on your credit card at the end of your billing cycle. It includes all purchases, fees, interest charges, and payments made during that period. This is the amount shown on your monthly statement and the amount you should pay by the due date to avoid interest charges.

Question 2

How long do I have to dispute a transaction?

Accepted Answer

For credit cards, you typically have 60 days from statement date. For debit cards, report unauthorized transactions within 2 days for $50 liability, within 60 days for $500 liability, or unlimited liability after 60 days.

Question 3

What is a Health Savings Account (HSA)?

Accepted Answer

An HSA is a tax-advantaged account for medical expenses, available with high-deductible health plans. Contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free. Funds roll over annually.

Question 4

What credit score do I need for a mortgage?

Accepted Answer

Minimum credit scores vary by loan type: FHA loans accept 580+, VA and USDA loans typically require 620+, and conventional loans usually need 620-640+. However, higher scores (740+) secure the best interest rates. Lenders also consider your income, debt-to-income ratio, employment history, and down payment size when evaluating your application.

Convert Diamond Trust Bank Group Statementsto Excel, CSV & JSON

Why Choose Us?

How to Convert Diamond Trust Bank Group Statements

Upload Statement

AI Processing

Download Results

Why Use Our Diamond Trust Bank Group Converter?

End-to-End Encryption

AI Precision Engine

Speed Meets Accuracy

Trusted by Thousands

Frequently Asked Questions

What is a statement balance on a credit card?

How long do I have to dispute a transaction?

What is a Health Savings Account (HSA)?

What credit score do I need for a mortgage?

Ready to Convert Your Diamond Trust Bank Group Statements?