Question 1

How do I find the statement date on my credit card?

Accepted Answer

The statement date (or closing date) is typically shown at the top of your credit card statement, often labeled as 'Statement Closing Date' or 'Billing Cycle End Date.' It's the last day of your billing period. You can also find it in your online account under statement details or by calling your card issuer.

Question 2

What is merchant services?

Accepted Answer

Merchant services allow businesses to accept credit/debit card payments through point-of-sale systems, online payment gateways, or mobile card readers. Banks or payment processors charge fees per transaction (typically 1.5-3.5%).

Question 3

What is a high-yield savings account?

Accepted Answer

A high-yield savings account offers significantly higher interest rates (often 10-20x higher) than traditional savings accounts. They're typically offered by online banks with lower overhead costs, allowing better rates.

Question 4

Are online-only banks safe?

Accepted Answer

Yes, online banks are FDIC-insured up to $250,000 per depositor, just like traditional banks. They use advanced encryption and security measures. The lack of physical branches allows them to offer higher interest rates.

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Frequently Asked Questions

How do I find the statement date on my credit card?

What is merchant services?

What is a high-yield savings account?

Are online-only banks safe?

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