Question 1

What is an electronic debit card?

Accepted Answer

An electronic debit card (also called an EBT card or e-debit) typically refers to cards used for government benefits like SNAP (food stamps) or cash assistance. It works like a regular debit card but accesses benefit funds rather than a personal bank account. The term can also refer to any standard debit card used for electronic transactions.

Question 2

Do I need a business account for my small business?

Accepted Answer

Yes, especially for LLCs and corporations to maintain legal separation. Sole proprietors can use personal accounts initially, but a business account simplifies bookkeeping, tax preparation, and looks more professional to clients.

Question 3

How often are bank statements issued?

Accepted Answer

Most banks issue statements monthly, but you can typically access your transaction history at any time through online banking. Some banks also offer quarterly statements or on-demand statement generation.

Question 4

What is SWIFT code?

Accepted Answer

SWIFT (Society for Worldwide Interbank Financial Telecommunication) code is an international bank identifier used for cross-border wire transfers. It's typically 8-11 characters identifying the bank, country, and branch.

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Frequently Asked Questions

What is an electronic debit card?

Do I need a business account for my small business?

How often are bank statements issued?

What is SWIFT code?

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