Question 1

What is the last statement balance on a credit card?

Accepted Answer

The last statement balance refers to the total amount you owed at the end of your previous billing cycle. It's the balance from your most recent statement before any new charges or payments made in the current cycle. This figure helps track whether you paid off your previous balance in full.

Question 2

Are online bank statements secure?

Accepted Answer

Yes, online statements use encryption and secure servers. They're often more secure than paper statements which can be stolen from mailboxes. Always use secure internet connections and strong passwords to access them.

Question 3

Do checking accounts earn interest?

Accepted Answer

Some checking accounts earn interest, called interest-bearing checking accounts. However, rates are typically lower than savings accounts. Many standard checking accounts don't pay interest at all.

Question 4

What does ACH stand for in banking?

Accepted Answer

ACH stands for Automated Clearing House, an electronic network for financial transactions in the United States. It processes direct deposits, bill payments, and bank transfers between accounts.

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Frequently Asked Questions

What is the last statement balance on a credit card?

Are online bank statements secure?

Do checking accounts earn interest?

What does ACH stand for in banking?

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