Question 1

What is a trust account?

Accepted Answer

A trust account holds assets for beneficiaries managed by a trustee. Banks offer trust services to manage estates, protect assets, provide for minors, or achieve specific financial goals with legal oversight.

Question 2

What is cash flow management?

Accepted Answer

Cash flow management involves monitoring money coming in (income) and going out (expenses) to ensure you have enough to cover obligations. Bank statements provide the data needed to analyze and improve cash flow.

Question 3

How old do you have to be to get a debit card?

Accepted Answer

Age requirements vary by bank. You typically need to be 18 to get a debit card independently. Minors (usually ages 13-17) can get a debit card through a joint account with a parent or guardian, or through teen checking accounts offered by many banks. Some banks offer cards for children as young as 6 with parental controls.

Question 4

What is CVV on a debit card?

Accepted Answer

CVV (Card Verification Value) is a 3-digit security code on the back of your debit card (4 digits on the front for American Express). It's required for online, phone, or mail-order purchases to verify you physically possess the card. Never share your CVV except during legitimate transactions, as it helps prevent fraud.

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Frequently Asked Questions

What is a trust account?

What is cash flow management?

How old do you have to be to get a debit card?

What is CVV on a debit card?

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