Question 1

How do I find the statement date on my credit card?

Accepted Answer

The statement date (or closing date) is typically shown at the top of your credit card statement, often labeled as 'Statement Closing Date' or 'Billing Cycle End Date.' It's the last day of your billing period. You can also find it in your online account under statement details or by calling your card issuer.

Question 2

What is a mortgage?

Accepted Answer

A mortgage is a loan used to purchase real estate, where the property itself serves as collateral. You borrow money from a lender and repay it over time (typically 15-30 years) with interest. If you fail to make payments, the lender can foreclose and take ownership of the property. Mortgages make homeownership accessible without paying the full price upfront.

Question 3

What is a reconciliation in banking?

Accepted Answer

Reconciliation is comparing your bank statement with your own records to ensure all transactions match and identify discrepancies. It helps detect errors, fraud, forgotten transactions, and ensures accurate financial records.

Question 4

How do I get a debit card?

Accepted Answer

To get a debit card, open a checking or savings account at a bank or credit union. Most institutions automatically provide a debit card when you open an account. You can apply online, in-branch, or by phone. The card typically arrives by mail within 7-10 business days, and you'll need to activate it before use.

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Frequently Asked Questions

How do I find the statement date on my credit card?

What is a mortgage?

What is a reconciliation in banking?

How do I get a debit card?

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