Question 1

How long does bank statement conversion take?

Accepted Answer

AI-powered converters typically process bank statements in 15-30 seconds per statement, regardless of the number of pages. Manual conversion can take hours depending on the transaction volume.

Question 2

What is the difference between statement balance and current balance?

Accepted Answer

The statement balance is what you owed at the end of your last billing cycle, while the current balance is what you owe right now, including any new charges or payments since the statement date. Pay the statement balance by the due date to avoid interest; the current balance reflects real-time activity.

Question 3

What is IBAN number?

Accepted Answer

IBAN (International Bank Account Number) is a standardized international numbering system for bank accounts, used primarily in Europe and other countries. It contains up to 34 characters identifying country, bank, and account.

Question 4

What happens when a CD matures?

Accepted Answer

At maturity, you can withdraw funds plus interest, renew the CD at current rates, or roll it into a different CD term. Most banks have a grace period (7-10 days) to decide without penalty.

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Frequently Asked Questions

How long does bank statement conversion take?

What is the difference between statement balance and current balance?

What is IBAN number?

What happens when a CD matures?

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