Question 1

What is currency exchange rate?

Accepted Answer

The exchange rate is the value of one currency in terms of another. Banks add a markup (1-3%) to the mid-market rate when converting currencies. Rates fluctuate constantly based on economic factors.

Question 2

How do I read a credit card statement?

Accepted Answer

To read your credit card statement: check your statement balance (total owed), note the payment due date and minimum payment, review all transactions for accuracy, look at fees and interest charges, check your credit limit and available credit, and verify your rewards or points earned. Pay attention to the grace period to avoid interest.

Question 3

How do I activate my Chase debit card?

Accepted Answer

To activate your Chase debit card: call the activation phone number on the sticker attached to your card, use the Chase Mobile app (select 'Activate Card'), log into chase.com and navigate to account services, or visit a Chase ATM and complete a transaction with your PIN. Activation is typically instant.

Question 4

What is a trust account?

Accepted Answer

A trust account holds assets for beneficiaries managed by a trustee. Banks offer trust services to manage estates, protect assets, provide for minors, or achieve specific financial goals with legal oversight.

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Frequently Asked Questions

What is currency exchange rate?

How do I read a credit card statement?

How do I activate my Chase debit card?

What is a trust account?

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