Question 1

What is a Target debit card?

Accepted Answer

The Target debit card (RedCard Debit) is linked to your checking account and offers 5% off most Target purchases, free shipping on Target.com, and extended return periods. Unlike the Target credit card, it draws directly from your bank account with no credit check required. You can apply in-store or online.

Question 2

What does statement balance mean on a credit card?

Accepted Answer

Statement balance means the exact amount you owed when your billing cycle ended. Paying this amount in full by the due date helps you avoid interest charges on purchases (during the grace period). It differs from your current balance, which includes new transactions made after the statement was generated.

Question 3

What happens after I dispute a transaction?

Accepted Answer

The bank investigates by contacting the merchant, reviewing documentation, and may issue provisional credit while investigating. They'll notify you of the outcome within 30-90 days. Keep all supporting documentation.

Question 4

How do I get a debit card?

Accepted Answer

To get a debit card, open a checking or savings account at a bank or credit union. Most institutions automatically provide a debit card when you open an account. You can apply online, in-branch, or by phone. The card typically arrives by mail within 7-10 business days, and you'll need to activate it before use.

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Frequently Asked Questions

What is a Target debit card?

What does statement balance mean on a credit card?

What happens after I dispute a transaction?

How do I get a debit card?

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