Question 1

How do I cancel automatic payments?

Accepted Answer

Contact both the merchant to cancel authorization and your bank to stop payment. Notify at least 3 business days before the scheduled payment. Confirm cancellation in writing and monitor your account for any subsequent charges.

Question 2

What is principal and interest on a mortgage?

Accepted Answer

Principal is the amount you borrowed for your home, while interest is the cost of borrowing that money. Your monthly mortgage payment typically includes both. Early in the loan, most of your payment goes toward interest. Over time, more goes toward principal. This is called amortization. Property taxes and insurance may also be included in your payment.

Question 3

What is a routing number on a debit card?

Accepted Answer

A routing number is NOT printed on your debit card—it's a 9-digit code that identifies your bank and is found on checks or in your online banking. Your debit card shows the card number, expiration date, and CVV. To find your routing number, check your paper checks, bank statement, or log into your online banking account.

Question 4

What is a Target debit card?

Accepted Answer

The Target debit card (RedCard Debit) is linked to your checking account and offers 5% off most Target purchases, free shipping on Target.com, and extended return periods. Unlike the Target credit card, it draws directly from your bank account with no credit check required. You can apply in-store or online.

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Frequently Asked Questions

How do I cancel automatic payments?

What is principal and interest on a mortgage?

What is a routing number on a debit card?

What is a Target debit card?

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