Question 1

What is a direct deposit?

Accepted Answer

Direct deposit is an electronic payment method where funds are automatically deposited into your bank account, commonly used for payroll, government benefits, tax refunds, and recurring payments.

Question 2

Do checking accounts earn interest?

Accepted Answer

Some checking accounts earn interest, called interest-bearing checking accounts. However, rates are typically lower than savings accounts. Many standard checking accounts don't pay interest at all.

Question 3

What is merchant services?

Accepted Answer

Merchant services allow businesses to accept credit/debit card payments through point-of-sale systems, online payment gateways, or mobile card readers. Banks or payment processors charge fees per transaction (typically 1.5-3.5%).

Question 4

How do I find the statement date on my credit card?

Accepted Answer

The statement date (or closing date) is typically shown at the top of your credit card statement, often labeled as 'Statement Closing Date' or 'Billing Cycle End Date.' It's the last day of your billing period. You can also find it in your online account under statement details or by calling your card issuer.

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Frequently Asked Questions

What is a direct deposit?

Do checking accounts earn interest?

What is merchant services?

How do I find the statement date on my credit card?

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