How Danish banks give you your statements
| Bank | Where statements are | How far back | Built-in export |
|---|---|---|---|
| Danske Bank | e-Boks and Netbank ('Post') | New and old statements, per Danske | App: PDF, XLSX or CSV; Netbank up to 25 months |
| Nordea | Netbank and Nordea Mobile archive | Five years (personal); up to 10 (business) | CSV (Excel) from Netbank |
The exports cover roughly the last two years. For older periods, a statement period with its balances, or a client's PDFs, the account statement (kontoudskrift) is the source.
What the Bookkeeping Act requires
- 5 years. Businesses must securely keep accounting material for 5 years from the end of the financial year it relates to; material for 2023 must be kept until the end of 2028. This still applies if the business changes bookkeeping system or goes bankrupt.
- Electronic is fine. Skat says you may store vouchers electronically, and the Act doesn't distinguish between electronic and paper material.
- Digital bookkeeping. Businesses that file annual reports must record transactions and keep vouchers in a digital bookkeeping system. From 1 January 2026, this also applies to businesses that don't file annual reports, such as sole proprietorships, if their net turnover exceeded DKK 300,000 in two consecutive income years.
- Bank reconciliation. The rules for non-registered digital systems require them to support reconciling the books with the business's bank account.
Getting statements into a digital system as structured data, rather than retyping them, is the practical way to meet this.
Importing into Danish accounting software
e-conomic
- Bank reconciliation imports a CSV with at least Dato, Tekst and Beløb columns.
- The file should be semicolon-separated, with dates like 14-01-2021 (PC) or 14.01.2021 (Mac), and text up to 255 characters.
- Bank integration can also bring transactions in automatically.
Dinero
- Imports a bank file into the journal (Bogføring › Kassekladde › Importér fil › Importér bank-fil) on Dinero Pro or Dinero Total.
- Bank reconciliation can usually fetch 12 to 24 months of transactions through its bank connection.
Billy
- Upload a bank statement CSV (Mere › Importer › Upload kontoudtog) with at least Dato, Beskrivelse and Beløb columns, or use Billy's bank connection.
AI Bank Statement converts a Danish PDF statement to Excel or CSV with amounts read correctly from the Danish format. Before importing, check that the separator and date format match what your software expects; e-conomic, for example, wants semicolons.
Converting a Danish bank statement
- Upload your PDF account statements. Batch upload handles several years of quarterly statements at once.
- Pick the output: Excel, CSV or JSON.
- Download one transaction per row, with dates day-first and amounts in kroner.
Credit card statements from Danish banks convert with the credit card statement converter.