Question 1

What is a business line of credit?

Accepted Answer

A business line of credit provides flexible access to funds up to a limit. You only pay interest on what you use, can draw and repay repeatedly, and it's useful for managing cash flow fluctuations.

Question 2

How do I activate my Chase debit card?

Accepted Answer

To activate your Chase debit card: call the activation phone number on the sticker attached to your card, use the Chase Mobile app (select 'Activate Card'), log into chase.com and navigate to account services, or visit a Chase ATM and complete a transaction with your PIN. Activation is typically instant.

Question 3

How can bank statements help with budgeting?

Accepted Answer

Bank statements show spending patterns by category, help identify unnecessary expenses, track recurring subscriptions, verify bill payments, and provide historical data for creating realistic budgets and financial goals.

Question 4

Should I pay statement balance or current balance?

Accepted Answer

To avoid interest charges, pay at least the statement balance by the due date. Paying the current balance (which includes newer charges) can help keep your credit utilization lower and may give you a head start on the next billing cycle, but it's not required to maintain the grace period.

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Frequently Asked Questions

What is a business line of credit?

How do I activate my Chase debit card?

How can bank statements help with budgeting?

Should I pay statement balance or current balance?

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